The financial crisis has been more and more severely increasing losses suffered by creditors for the past few months. When all conventional methods fail in spite of all the efforts, sometimes instituting a bankruptcy proceedings is one of the most reasonable plan of further actions. We have to remember that debtor’s bankruptcy may be declared also on a creditor’s initiative which recently has been used by ICG lawyers on a larger and larger scale. Obviously not every proceeding qualifies the case for further course in this matter – it is necessary to meet a few guidelines. ICG propagates a method of applying a sanction of filing a bankruptcy petition as an effective motivator and a tool of non- schematic debt collection. For more details please contact our employees.